IPS/ECC

IPS (Interbank Payment System)

Janaki Finance Company Limited (JFCL) provides the NCHL IPS services from all of its branches. IPS (Interbank payment system) helps you to make fund transfer from and to Janaki Finance Company Limited (JFCL) to any Nepal Clearing House Limited (NCHL) member Banks/FIs. It supports account to account payments (Direct Credit) and collection (Direct Debit) related transactions. The underlying transaction could be for various purposes defined as products.


ECC (Electronic Cheque Clearing)

Janaki Finance Company Limited (JFCL) provides the NCHL ECC services from all of its branches. ECC is an image-based, cost-effective, MICR cheque processing & settlement solution where an original paper cheque is converted into an image for electronic processing of the financial transactions between participating member Banks/FIs. The physical movement of the cheques are truncated or stopped at the presenting bank and the cheques' images are electronically moved between the presenting and paying banks resulting in a faster and easier processing of the cheque transactions.